How to Apply for EasyPay Loans for SASSA?

Hurry up and claim your EasyPay loan today. You can get a loan of R410 to R1050 in 2025. Only limited people are eligible for this loan so hurry and read this article to know about how to apply for EasyPay loans for SASSA grant beneficiaries.

If you need to pay a loan, you have a golden opportunity in the EasyPay loan program. EasyPay started the new loan scheme specifically for SASSA grant holders.

Are you an SASSA grant approved beneficiary? Then you can apply for the SASSA loan using the official website of EasyPay.

What is an Easy Pay SASSA Loan?

EasyPay is offering short-term, small loans to beneficiaries of SASSA grants. The loans range from R410 to R1050, and the program is meant to assist people who receive social security payments from SASSA. If you are a SASSA beneficiary, you might be able to get this loan from EasyPay. You apply through their website, and the loans are generally supposed to be repaid in a month. 

A loan of a month might not seem like a long period in which to pay it back, but given the amounts involved and the fact that the loans are supposed to help beneficiaries through temporary cash-flow problems, it’s possible that the repayment schedule could work out just fine for those who are taking out the loans. 

On the other hand, it also seems pretty likely that some SASSA beneficiaries who take out loans through EasyPay might have trouble paying them back.

Who Can Apply for an EasyPay SASSA Loan?

• Active SASSA Grant Beneficiary: You must be currently receiving an SASSA grant, as the loan is only available to SASSA-approved beneficiaries.
• EasyPay Everywhere Account: You should have an active EasyPay Everywhere account that has been operational for at least three months. This is necessary to ensure that you have an established financial record with EasyPay.
• South African Citizenship: This loan is only eligible for South African citizens. To verify your identity, you must provide a valid South African ID.
• Minimum Age Requirement: Applicants must be at least 18 years old to qualify for the EasyPay loan. Minors are not eligible for this financial assistance.
• SASSA-Endorsed Postbank Bank Confirmation Letter: You must provide a bank confirmation letter from Postbank, endorsed by SASSA. This document serves as proof that your grant is being deposited into a verified bank account.
• Recent Bank Statement: Applicants must submit a bank statement covering the last three months. This helps EasyPay assess your financial situation and ability to manage loan repayments.

SASSA EasyPay Loan Application Process Guide

Users can choose two different methods to apply for the loan payment. The first method requires an internet connection while the second one is based on the USSD code.

Method 1: Online Application

Applying online is one of the most convenient ways to get an EasyPay SASSA loan. Follow these steps to apply:

Visit the Official EasyPay Website

• Open your browser and go to www.epe-online.co.za.
• Make sure you are on the official website to avoid scams.

Login to Your Account

• If you already have an EasyPay Everywhere account, log in using your registered username and password.
• If you don’t have an account, you may need to register first by providing the necessary details.

Go to the “EasyPay Loans” Section

• Once logged in, navigate to the EasyPay Loans section.
• This is where you can check loan offers available for SASSA beneficiaries.

Fill Out the Loan Application Eligibility Form

• Provide the required information to determine if you qualify for the loan.
• Ensure all details are accurate to avoid delays in processing your application.

Submit Your Loan Application

• After completing the form, apply for the loan.
• If approved, the loan amount will be credited to your EasyPay Everywhere account.

Method 2: USSD Code Application

If you don’t have internet access, you can apply for an EasyPay SASSA loan using the USSD code method on your mobile phone. Follow these steps:

Dial the USSD Code

• On your phone, dial *120*3737# and press call.
• Ensure that you have sufficient airtime to complete the process.

Select “LOANS” from the Menu

• A menu will appear on your screen. Choose the option labeled “LOANS”.

Select “SASSA LOANS”

• From the loan options, select “SASSA LOANS” to proceed with your application.

Provide Your Details

Enter the required information accurately, including:

• Your South African ID number (to verify your identity).
• Your EasyPay Green Card number (linked to your EasyPay account).
• The loan amount you wish to borrow (between R410 and R1050, based on eligibility).

Complete the Application

• After submitting your details, wait for a confirmation message.
• If approved, the loan will be deposited into your EasyPay account.

Notes

• Make sure you meet the eligibility criteria before applying.
• Loan Amount: You can apply for a loan ranging from R410 to R1050.
• Service Fee & Interest Rate:
  • EasyPay charges a 31% service fee on the loan amount.
  • The effective interest rate is 164% annually, making it a high-cost loan.
• Repayment Terms:
  • The loan must be repaid within 6 months.
  • Your SASSA grant payments will be deducted automatically for loan repayment.
• Only apply through official EasyPay channels to avoid scams.
• Ensure that your EasyPay account is active and at least 3 months old.

Warning: Due to the high interest rate, ensure you understand the repayment terms before applying. Failure to repay on time will result in financial difficulties.

F.A.Q

Who can get the SASSA loan?

Only SASSA beneficiaries can get the SASSA loan from EasyPay bank account.

Do I need an EasyPay account to get the SASSA loan payment?

Yes, you will need to have an active and older than 3 months EasyPay account to get this loan payment.

What is the repayment schedule for this SASSA loan?

You need to repay the loan amount within 6 months. If you fail to repay the amount, EasyPay can take action against you.

Is there any fee associated with this loan?

Yes, there is a 31% service included in this loan repayment. So you need to pay an additional 31% payment to EasyPay.